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Is It Time to Review Your Home Loan?
Many home loans sit untouched for years. A home loan refinance review can provide clarity, confidence and better structure.
2 min read


New year, New numbers: The Home Loan Review Most People Mean To Do (and then don’t).
If you’re mulling over fixing your rate or refinancing, you’re already ahead of most people. Here’s a simple home loan review to get clarity and stop the decision paralysis.
3 min read


The Bank of Mum and Dad: Where do You Draw the Line?
Many parents want to help their adult kids buy a home without turning into the Bank of Mum and Dad. This piece looks at the different ways families are helping, why your accountant should be your first phone call, and how to set a “sleep at night” number that still lets you enjoy your own life.
3 min read


Fixed Rates are Back in the Group Chat
Every few years in Australia the same question pops up: should we fix the rate on our home loan? This piece looks at what actually happened last time people fixed at very low rates, how fixed vs variable home loan options really work, and the trade offs to keep in mind without any crystal-ball promises!
4 min read


I'm Not Your Finance Bro
This is not a finance bro story. It is for clients who want a trusted mortgage broker in Sydney who cares about the life behind the loan, not just the rate.
4 min read


Bonus Incoming? How Your December Pay Rise Can Work Smarter for Your Home Loan.
December is when bonuses and pay rises land for many Sydney and Australian professionals. Before the champagne, take a look at how that extra income could strengthen your next move - whether that’s refinancing, renovating, or investing.
2 min read


Why can’t you just tell me how much I can borrow in 5 seconds?
How much can I borrow isn’t a five-second answer. Different lenders see your income, expenses and debts differently. I break down what moves the number and how I run the real calculators.
5 min read


Why November Is a Smart Time to Refinance (and Why You Still Have Time Before Christmas)
For Sydney homeowners, November is the smartest time to refinance. Rates are moving, and banks are still competing hard before the year ends.
2 min read


When One Partner isn't Financially Honest
When couples borrow together, honesty matters more than ever. I recently worked with a couple whose refinance fell apart because one partner’s credit file told a different story. Here’s why financial honesty can make - or break - your loan application.
2 min read


When Lawyers Finally Refinance
Many legal professionals are still on outdated loan structures that don’t reflect how they actually earn. Here’s how to make sure your home loan keeps up with you.
2 min read


Low Rate, Fast Approval…But What Happens When Life Changes?
Fast, low-rate digital home loans are great until life changes. Here is what to think about before you lock in, and why flexibility matters long term.
2 min read


Beyond Sydney’s Housing Frenzy: The Case for Commercial Property
Investors, exhausted by Sydney's frantic residential property market are taking a shine to commercial property. Why?
2 min read


Can Casual Workers Get a Home Loan?
Are you a casual worker and thinking it's impossible to get a loan? Not necessarily! Read how we helped our clients achieve their goal of becoming homeowners.
2 min read


Why Changing Company Directors Can Derail Your Borrowing Plans
Making director changes with ASIC and wanting to get a loan? Think carefully, and speak with your accountant and broker about any potential impact.
2 min read


Big Changes are Looming for First Home Buyers - What You Need to Know
Many Australians have been struggling to save 20% deposit to buy their first home. With the upcoming changes to the First Home Guarantee Scheme (FHGS) with Housing Australia, we show you what you can do to be ahead of the game!
4 min read


ATO Payment Plans: Why They’re Suddenly More Expensive.
ATO payment plans have changed. See how this might affect you.
3 min read


The Income Most People Forget to tell Their Broker About.
Don't miss out on extra borrowing power when you get a home loan. If you earn consistent bonus income, that income can be used to borrow more!
2 min read


The Hidden Hazards of Buy Now, Pay Later: Lessons from the Experience of my Clients
How my clients moved their BNPL debts to a lower rate and got out of their debt spiral.
3 min read


High-Income Earner? Don't get Caught in a Mortgage Trap.
You may be a high income earner and a client at a private bank. But this doesn't automatically mean that silver service translates to a premium rate. It might be a rate, with a premium.
2 min read


What's a White Label Lender?
There are so many more loan options for you beyond the traditional banks. Let's guide you through what some of them look like.
3 min read
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