Mortgage & Property Finance for People Who Don't Fit a Traditional Box
Sydney mortgage broker specialising in self-employed lending, professional and investor home loans, commercial property finance and complex lending.
Your income isn't straightforward. Your mortgage broker should be.
Whether you're a business owner, professional, investor or property owner, I'll help you find the right lending structure for your circumstances.
Camilla Baker |Mortgage Broker for Self-Employed, Professionals & Investors
Home loans, investment and commercial finance for business owners, sole traders, professionals and company directors.
Your income isn't straightforward. Your mortgage broker should be.
I'm a Sydney mortgage broker helping clients across Australia with home loans, refinancing, investment property finance, commercial property finance and SMSF lending.
I work with self-employed borrowers, professionals, business owners and investors, including clients with trusts, companies, SMSFs and multi-property portfolios.
Whether you're refinancing a significant home loan, restructuring existing debt, buying your next property or expanding your investments, I'll help you compare your options and find lending that's properly structured around your circumstances.
Book a complimentary consultation. Let's work out what your best lending options are.
Why Work With Camilla?
Experience on both sides of the lending desk
Before founding Outrider Finance Brokers, I spent 8 years in a Big 4 commercial bank, and 5 years working with high-net-worth and family office clients.
My experience gives me a clear understanding of how lenders assess applications, where policies differ and how to structure finance when the obvious solution isn't necessarily the best one.
I bring expertise to every client, whether you're self-employed, a professional on a high income, an investor, a business owner or dealing with more complex structures such as companies, trusts or SMSFs.
50+ Lenders
Access to a broad range of banks, lenders and lending solutions
Commercial Banking Experience
8 years on the other side of the lending desk
15+ Years in Lending
Experience across residential, commercial and complex finance
Personal Service
You deal directly with me from application to settlement
Bespoke Lending & Finance Services
Home loans, investment, commercial and business finance, structured around your circumstances.
Commercial and Industrial Property Finance
Home Loans & Refinancing
Investment and SMSF Property Lending
Business Finance
Commercial Banking Experience.
Real-World Lending Expertise.
Some lending is straightforward. Some isn't.
If your income, assets or circumstances are a little more complicated, knowing which lender to approach can make all the difference.
I establish which lenders are worth considering, how they'll look at your application and how to structure the deal properly from the start.
It might be a self-employed application, a substantial PAYG loan, an investment portfolio, commercial property or a more complicated ownership structure.
You don't need to know how the banks work. I do.
Precise Lending. Considered Advice.
I don't believe in rushing a lending decision just to get an application submitted.
I look closely at the detail, test the structure, consider how a lender is likely to assess the application and make sure the numbers stack up before we proceed.
It's a meticulous approach, but it matters when you're dealing with significant borrowing, complex structures or plans that extend well beyond the next loan.
"As a small business owner, navigating the complexities of mortgage options can be challenging, but Camilla made the process seamless and stress-free"
J.A
"Had a great experience working with Camilla to secure my first home loan! Always available to answer questions and simplify the overall process. Would highly recommend Outrider for anyone needing a broker!"
N.K
"Her professionalism and genuine care to get the best for her clients has been so comforting through the entire loan approval process. Cannot recommend more highly!"
M.F
The Right Finance Should Give You Options
BUY
Move when the right property comes along, rather than when your finance finally catches up.
STRUCTURE
Ensure your debt is set up appropriately across your home, investments, business and other assets.
REDUCE
Review existing lending, interest costs and debt structure as your circumstances change.
PLAN
Think beyond the immediate loan so today's borrowing doesn't unnecessarily limit tomorrow's options.
Lending can be complicated. My job is to make it easier for you.
I'll work through the detail, explain your options in easy to understand terms, manage the application and keep things moving.
You don't need to chase the bank, translate their hieroglyphics or wonder what's happening with your application.
Have a Move in Mind?
Let's Talk.
Buying, refinancing, investing or expanding? Let's look at the numbers, the lending options and what makes sense for you.
Book a complimentary consultation and let's get started.
